.nyc-terms{
    max-width:1200px;
    margin:0 auto;
    padding:20px 20px;
    font-family:Inter,Arial,sans-serif;
}

.nyc-hero{
    background:linear-gradient(135deg, #0f172a, #1e73be);
    color:#fff;
    text-align:center;
    padding:70px 40px;
    border-radius:18px;
    margin-bottom:40px;
}

.nyc-hero h1{
    color:#fff;
    font-size:48px;
    margin:0;
}

.nyc-hero p{
    font-size:18px;
    opacity:.9;
    margin-top:15px;
}

.nyc-accordion{
    margin-bottom:18px;
    border-radius:16px;
    overflow:hidden;
    box-shadow:0 8px 30px rgba(0,0,0,.08);
    background:#fff;
}

.nyc-accordion summary{
    padding:22px 28px;
    cursor:pointer;
    font-size:18px;
    font-weight:500;
    color:#1e73be;
    background:#f8fafc;
    list-style:none;
}

.nyc-accordion summary::-webkit-details-marker{
    display:none;
}

.nyc-accordion summary:after{
    content:"+";
    float:right;
    font-size:20px;
}

.nyc-accordion[open] summary:after{
    content:"−";
}

.nyc-content{
    padding:30px;
}

.nyc-content h2{
    color:#1e40af;
    font-size:30px;
    margin-bottom:20px;
}

.nyc-content h3{
    color:#0f172a;
    font-size:24px;
}

.nyc-content h4{
    color:#334155;
    font-size:18px;
}

.nyc-content p,
.nyc-content li{
    font-size:16px;
    line-height:1.9;
    color:#7b8799;
}

.nyc-content ul,
.nyc-content ol{
    padding-left:25px;
}

.net30-highlight{
    background:#eff6ff;
    border-left:5px solid #2563eb;
    padding:20px;
    border-radius:10px;
    margin:20px 0;
}

@media(max-width:768px){

.nyc-hero h1{
    font-size:34px;
}

.nyc-accordion summary{
    font-size:18px;
}

.nyc-content{
    padding:20px;
}

}